Imagine the ease of making card payments without the need for a credit card or a traditional bank account. The GCash Mastercard is a game-changer for your physical and virtual wallets. Now, let’s delve into the essential details of acquiring, activating, and the benefits of the GCash Mastercard.
WHAT IS THE GCASH MASTERCARD?
With its seamless integration with the GCash app, the GCash Mastercard redefines the process of online and in-store purchases, offering a reloadable prepaid card that allows for convenient cash withdrawals from ATMs. The GCash Mastercard grants you access to over 35.9 million Mastercard merchants across the globe.
FEATURES OF GCASH MASTERCARD
Within the realm of GCash Mastercard lies an array of notable features that elevate your financial experience. Let’s explore some of the most noteworthy offerings in this captivating world:
CUTTING-EDGE SECURITY
Equipped with an EMV chip, your GCash Mastercard boasts a 16-digit card number and a three-digit CVV, ensuring robust protection for your transactions.
FREEDOM FROM MAINTAINING BALANCE
Bid farewell to the burdensome concept of maintaining balances. With GCash Mastercard, no such requirement exists, granting you the liberty to manage your finances on your terms.
CUSTOMER PROTECT PROGRAM
Rest easy knowing that unauthorized transactions are covered by the Customer Protect Program. Your peace of mind is of utmost importance.
GENEROUS DAILY WITHDRAWAL LIMIT
Unleash your financial potential with a daily withdrawal limit of ₱100,000. Access your funds conveniently whenever the need arises.
Now, let’s delve into the self-service features that await you within the GCash app:
CARD LINKING MADE EASY
To fully maximize the potential of your GCash Mastercard, it must be seamlessly linked to your GCash account. Below are the simple steps:
- Launch your GCash app on your smartphone and tap on the Profile icon located at the bottom right corner of your screen.
- Navigate to “My Linked Accounts” and select “GCash Card.”
- Tap “Add a Card” to initiate the linking process.
- Enter the provided 6-digit authentication code and submit it accordingly.
- Proceed by inputting the last four digits of your GCash Mastercard number, followed by the 12-digit Virtual Account Number found on the back of your card. Tap “Next” to proceed.
- Nominate a unique 6-digit PIN and tap “Next” to finalize the process.
- A notification acknowledging the successful linking of your GCash Mastercard to your GCash account will be displayed, ensuring a seamless connection between your card and app.
MASTER THE SECURITY AND CONTROL OF YOUR GCASH MASTERCARD
A 6-digit PIN that empowers and protects—this is the key to unlocking the full potential of your GCash Mastercard. Remember, this 6-digit PIN is distinct from your 4-digit MPIN, which grants access to your GCash account on your mobile device.
Let’s discuss how to set and reset your 6-digit PIN with ease:
SETTING YOUR 6-DIGIT PIN
- Begin by logging in to your GCash app on your mobile phone. Navigate to your Profile and select My Linked Accounts.
- Locate the GCash Card option and choose the account associated with your GCash Mastercard.
- Tap Set Card PIN and carefully enter your preferred 6-digit PIN. Confirm your selection by re-entering the same PIN on the following line.
- A message prompt will affirm the successful setting of your 6-digit PIN for your GCash Mastercard, ensuring added security for your transactions.
RESETTING YOUR 6-DIGIT PIN
If you need to reset your 6-digit PIN, follow these instructions:
- Launch your GCash app and access your Profile.
- Select My Linked Accounts, then GCash Card.
- Upon locating the GCash Mastercard account, simply tap on the option to reset the card PIN.
- Provide the 6-digit authentication code as requested and submit it accordingly.
- Enter your newly nominated 6-digit PIN in both fields to confirm the change.
- A message prompt will confirm the successful update of your GCash Mastercard’s 6-digit PIN, ensuring your continued peace of mind.
EMBRACE THE POWER OF CONTROL WITH THE CARD LOCK AND UNLOCK FEATURE
Choose the GCash Mastercard account and select the Lock Card option to secure your card. A prompt will confirm the card’s successful lock, safeguarding it against unauthorized transactions. As a visual cue, the locked GCash Mastercard will appear greyed out or blurred on your GCash app.
To unlock your card, access the GCash Mastercard account and tap the Unlock Card option. The prompt will verify the successful card unlocking, granting you full access and control within your GCash app.
FEES
Let’s explore the fees and charges associated with this empowering card:
GCASH MASTERCARD PRICE
The GCash Mastercard price is around ₱150. For those applying online, an additional ₱65 delivery fee will apply to ensure its safe arrival at your doorstep.
ATM WITHDRAWAL FEE
When making withdrawals at ATMs, please note that the fee will be determined by the bank operating the ATM. This ensures that you receive fair and transparent charges according to their respective policies.
ATM BALANCE INQUIRY FEE
For each transaction, a minimal ₱3 fee will be charged for ATM balance inquiries. This nominal fee provides you with immediate access to vital account information right at your fingertips.
USING GCASH MASTERCARD FOR ATM WITHDRAWALS
To withdraw cash using your GCash ATM card, locate an ATM machine with either the BancNet or Mastercard logo. Insert your GCash ATM card and enter your six-digit GCash Mastercard PIN to complete the transaction.
PAYING FOR ONLINE PURCHASES WITH GCASH MASTERCARD
While most online stores accept payments through the GCash app, some may require credit or debit card payments. To expand your options, consider obtaining a GCash card in addition to your GCash wallet. This enables you to conveniently pay for online purchases, subscriptions, bookings, and other transactions on both local and international e-commerce websites like Lazada, Amazon, and Shopee. You can even utilize your card to pay for monthly subscriptions to streaming services like Spotify and Netflix.
To use GCash Mastercard for online payments, select “debit card” or “Mastercard” as your payment mode on the checkout page. Enter the 16-digit card number and card expiry date as indicated on your GCash card. To finalize the online payment, you will receive a one-time password (OTP) via SMS. Input the OTP on the website to complete the transaction.
PAYING FOR IN-STORE PURCHASES WITH GCASH MASTERCARD
The GCash Mastercard is also accepted for payments at physical establishments such as retail shops, hotels, and restaurants, both in the Philippines and abroad, that accept Mastercard credit and debit cards. This prepaid card proves useful in situations where the store lacks the Scan to Pay with GCash QR facility.
To utilize GCash Mastercard for offline payments, inform the cashier that you intend to use a card for your purchase or bill. Hand over your GCash card, which will be inserted into a point-of-sale terminal. When prompted by the cashier, enter your GCash Mastercard PIN to complete the transaction.